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Frequently Asked Questions
Q. Can I find quality doctors in the Community Care Associates provider network.
A. Yes. You’ll find board certified physicians that consist of pediatric, internal medicine, family practice and OB/GYN, along with specialty physicians.
Q. What does it cost out of pocket?
A. Members have a $10 co-pay for doctor visits, $20 for specialist visits, $50 for hospital emergency room visits in network, $100 for hospital visits out of network. If admitted emergency room fees are waived, but ER visits are only covered if the condition is deemed life threatening. The plan encourages people to visit an urgent care facility with a $15 co-pay.
Q. Who Qualifies ?
A. Employers with headquarters in Wayne County. Small business workers and HealthChoice share the cost of quality care. HealthChoice is one of the oldest three-share benefit plans in the nation, and it is continuously upgrading to meet its members' needs
Q. Is HealthChoice an insurance?
A. No, it is a program. The group employer selects
one of three, participating health care providers who extend limited benefits for
most needed health services, including physician office visits, urgent care centers,
lab x-ray, mammograms and prescription medication.
Q. Can I go anywhere in the network as needed?
A. No. You select a primary care physician (PCP). If you need to be treated by a specialist, then you obtain a referral from the case management department.
Q. What makes Community Care Associates unique?
A. We pay special attention to our members through our case management and member services. We help manage their illnesses before they become life threatening.
Q. How does Health Choice compare to other plans for low-income workers?
A This plan starting at $67.04 a month out of pocket per employee covers basic medical care and pharmacy with a host of providers.
For additional questions please call 313-961-3100 Fax 313 -961-3116 or info@ccarei.com